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"Modest Needs" Grant Opportunity
Founded in 2002, Modest Needs is an award-winning charity that works to stop the
cycle of poverty before it starts for low-income workers struggling to afford emergency expenses like those they have
all encountered before: the unexpected auto repair, the unanticipated trip to the doctor, the unusually large winter heating bill.
Modest Needs is available to legal resident of the United States or Canada.
At Modest Needs, they believe that EVERY person has the power to make a difference.
So, by choice, the work they do at Modest Needs is funded exclusively by the 'small change' donations of people just like you. The average gift
of these extraordinary people? Between $5 and $100 at a time.
Modest Needs exists
- To prevent otherwise financially self-sufficient individuals and families from entering the cycle of poverty, when this might be avoided with a small amount of well-timed financial assistance;
- To restore the financial self-sufficiency of individuals who are willing to work but are temporarily unable to do so because they do not have the means to remit payment for a work-related expense; and
- To empower permanently disadvantaged individuals who otherwise live within their limited means to continue to live independently, despite a temporary, unexpected financial set-back.
In keeping with its mission, Modest Needs offers the following three types of grants
- Self-Sufficiency Grants:
Modest Needs makes Self-Sufficiency Grants by remitting payment to a creditor for an expense on behalf of an otherwise self-sufficient individual or family for a relatively small, emergency expense which the individual or family could not have anticipated or prepared for. In making a Self-Sufficiency Grant, their goal is to prevent an otherwise self-sufficient individual or family from entering the cycle of poverty as a result of the financial burden posed by a relatively small emergency expense. For example, they might make a Self-Sufficiency Grant to cover the cost of an emergency auto repair that must be made if an individual is to continue working.
- Back-to-Work Grants:
Modest Needs makes Back-to-Work grants by remitting payment for a small work-related fee or expense on behalf of a temporarily unemployed individual. In making a Back-to-Work grant, their goal is to provide a willing but temporarily unemployed individual with the means to return to work. For example, they might make a Back to Work grant to cover the cost of a professional license renewal for a temporarily displaced worker.
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- Independent Living Grants:
Modest Needs makes Independent Living Grants by remitting payment to a creditor for an expense on behalf of persons who are permanently unable to work but who nevertheless are living independently on the limited income to which they are entitled - their retirement income, or their permanent disability income, for example. In making an Independent Living Grant, their goal is to empower financially responsible persons who cannot work to continue to live independently on their limited incomes, despite an unexpected expense which no conventional agency is prepared to address. For example, they might make an Independent Living Grant to cover the cost of maintenance on a piece of accessibility equipment not covered by Medicaid, to cover an unexpectedly large prescription medication co-pay, or to assist with a large summer cooling bill.
At Modest Needs, they offer a 'floating maximum' grant. This means that the maximum grant your household can request from Modest Needs is the greater of either $1000.00 or the amount you pay for your monthly mortgage/rental.
However, when applying for a Modest Needs grant, you should keep in mind that the less you request from Modest Needs, the greater the chances that Modest Needs will be able to help you.
You are eligible to apply for assistance from Modest Needs if:
- You are at least 18 years of age;
- You are a legal resident of the United States or Canada;
- You intend to apply for assistance either for yourself, or for a person living in your home (due to privacy concerns, Modest Needs CANNOT consider applications placed by third parties);
- You have regular access to a computer and the Internet and can check your email and Modest Needs personal page DAILY while your application is under review (Modest Needs does all of its work electronically; if you can't access the Internet or your email regularly, we can't communicate with you effectively); and
- You must be able to access a scanner for at least an hour during the application process (Modest Needs accepts supporting documentation only as digital images scanned and uploaded to our system. If you can't access a scanner, Modest Needs will not be able to receive your documentation and will therefore not be able to assist you
Tips to preparing an application: http://www.modestneeds.org/help/tips/
There are no deadlines.
Visit: http://www.modestneeds.org/
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